Enterprise Risk Manager

About Rippling
Rippling gives businesses one place to run HR, IT, and Finance.
It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers.
For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.
Take onboarding, for example.
With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.
Based in San Francisco, CA, Rippling has raised $1.4B+ from the world's top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America\'s best startup employers by Forbes.
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About the Role
The Enterprise Risk Manager will support the Chief Risk Officer in overseeing the risk management framework within the payments entity, acting as a deputy to the CRO where required.
The role will play a critical part in embedding and maintaining the Enterprise Risk Framework (ERF) across the group, ensuring consistent governance, risk assessment, and reporting practices.
This individual will work collaboratively with business units and control functions globally to enhance risk culture, monitor key risks, and provide assurance to senior management and the Board.
Key Responsibilities
Act as second-in-command to the Chief Risk Officer, deputising at internal and external meetings where necessary.
Provide leadership in risk-related decision-making, ensuring alignment with group-level risk strategy and regulatory expectations.
Support the global roll-out and embedding of the ERF across all group entities, ensuring consistency in methodology and reporting.
Lead initiatives to integrate risk appetite, key risk indicators (KRIs), and stress testing into business planning and decision-making.
Partner with group functions to align risk processes across multiple jurisdictions (EU, UK, Canada, APAC, US).
Facilitate regular risk assessments and reviews across technology, operational, financial, and compliance risk categories.
Coordinate the collection, analysis, and reporting of enterprise risk data for senior management and Board-level committees.
Track emerging risks and regulatory developments relevant to payments and HR SaaS operations.
Prepare high-quality risk reporting and dashboards for executive committees, Board Risk Committees, and regulators.
Contribute to the design and delivery of risk training, communications, and awareness programmes across the business.
Provide risk advisory support to product development, M&A activity, and material business changes.
Work closely with Compliance, Audit, Finance, and Technology teams to ensure effective control frameworks.
Promote a strong risk culture through active engagement with senior leaders and business stakeholders.
Education & Qualifications
Bachelor's degree in Risk Management, Finance, Economics, Law, Business, or a related discipline (Master's degree or professional certification such as FRM, PRM, or equivalent desirable).
Experience Required
5–7 years' experience in risk management, preferably within financial services, fintech, or payments.
Strong track record in implementing or enhancing enterprise risk frameworks.
Experience working with regulators and Board-level committees.
Exposure to global or multi-jurisdictional risk environments.
Skills & Competencies Required
Strong knowledge of risk management principles, regulatory requirements, and payments industry practices.
Excellent communication and stakeholder management skills, with the ability to influence senior leaders.
Analytical mindset with experience in risk metrics, stress testing, and reporting.
Leadership qualities and capacity to deputise effectively for the CRO.
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