Head of Risk Management EU

Head of Risk Management EU at SumUp – Dublin-based. Take the lead in shaping SumUp's European risk strategy — a senior leadership role with regulatory impact, board visibility, and the opportunity to future-proof our growth.

SumUp empowers small businesses and drives sustainable growth across Europe. We need a forward-looking risk management framework that ensures compliance, resilience, and trust with regulators, partners, and customers. You'll define and lead SumUp's risk strategy across Europe and build trusted relationships with European regulators such as the Central Bank of Ireland, the FCA in the UK, and the Bank of Lithuania.

• Serve as the designated PCF holder for Risk in SumUp's Irish regulated entity, acting as the primary point of engagement with the Central Bank of Ireland.
• Lead the design, implementation, and ongoing enhancement of an enterprise-wide risk management framework, tailored to the Irish entity and aligned with other European regulated entities.
• Oversee the identification, assessment, and mitigation of financial and non-financial risks across business lines, ensuring effective controls and a strong risk culture.
• Define and monitor the entity's risk appetite and key risk indicators (KRIs), providing clear reporting and insight to senior management and Boards.
• Chair risk governance committees, ensuring timely regulatory reporting, escalation, and adherence to governance standards.
• Build, mentor, and develop a high-performing risk team while partnering with business leaders to embed risk considerations into strategic decisions and change initiatives.
• Familiarity with risk management in banking environments will be highly regarded, bringing additional perspective to regulatory engagements and enterprise-wide frameworks.

• Proven senior risk leader with 8–10 years in risk management, including 3–5 years as Head of Risk (or equivalent) in a regulated financial services environment.
• Deep expertise in European financial services regulation and hands-on experience in fintech, payments, or electronic money institutions.
• Trusted regulatory partner with a strong track record of engaging European regulators and presenting effectively to boards and audit committees.
• Builder and people leader experienced in scaling and leading high-performing risk teams (10+ people) and embedding robust risk frameworks across organizations.
• Strategic and analytical thinker who uses data and insight to guide decision-making.
• Executive presence and collaboration skills — a confident communicator who can influence senior stakeholders, foster cross-functional alignment, and thrive in fast-changing environments.
• Open to frequent travel across SumUp's European locations.

This is a regulated and mandated role (PCF) that requires pre-approval by the Central Bank of Ireland.

• Global impact: Work with SumUp teams worldwide on fintech products used by millions of businesses, with office options in Berlin or Dublin.
• Diversity & inclusion: A workplace that values diverse perspectives and fosters an inclusive environment.
• VSOP program: Own a stake in SumUp's future success.
• Professional development: €2,000 annual L&D budget to attend conferences or pursue further education.
• Generous time off: 25 days of paid leave plus public holidays and special leave days.
• Pension: Company matches up to 20% of contributions.
• Break4me sabbatical: One-month sabbatical after 3 years of service.
• Referral bonus: Rewards for referring talented individuals to SumUp.

SumUp believes in the everyday hero. We help small business owners run their businesses with tools built for their needs. We operate with a founder's mindset and a team-first attitude across Europe, South America, and the United States. SumUp is an Equal Employment Opportunity employer and does not discriminate on protected characteristics. We strive for a healthy and safe workplace and prohibit harassment of any kind. We will not accept unsolicited resumes from any source other than directly from a candidate.