Payment Compliance Specialist Legal

Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.

Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365—all within 90 seconds.

Based in San Francisco, CA, Rippling has raised $1.4B+ from the world's top investors—including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock—and was named one of America's best startup employers by Forbes.

We prioritize candidate safety. Please be aware that all official communication will only be sent from @ Rippling.com addresses.

We are looking for a highly-motivated and proactive Payments Licensing Specialist to assist with our global payments and lending licensing and examination program. You will partner closely with our Legal, Compliance, Finance, and Product teams to drive a comprehensive international payments and lending licensing and compliance program.

In this role, you will primarily focus on global licensing and compliance activities, with additional support for U.S. licensing as needed.

You have a passion for efficiency and building scalable approaches in the ever-changing world of money transmission, e-money, payments, and lending compliance. You are a self-starter and take pride in working cross-functionally to drive action and help colleagues navigate complex global licensing requirements.

We love fresh perspectives on how compliance should be run, and welcome your innovative thoughts on achieving the highest efficiency and protection in Rippling's licensing and compliance activities.

• Assist with the global license acquisition process on behalf of Rippling, including applications for e-money or payment institution licenses, working with a cross-functional team to ensure complete and accurate license applications.
• Assist with lending licensing and support the global payments applications process.
• Manage payments and lending licenses across various international regulators and systems.
• Support regulatory examinations and audits of Rippling's global licenses.
• Lead and monitor international license renewals, quarterly and annual reports, and jurisdiction- specific examinations.
• Partner with business stakeholders to improve processes and ensure that new and existing payment products comply with policies and applicable global laws and regulations.
• Continually identify opportunities for efficiencies while escalating any control deficiencies.
• Collaborate with U.S.-based licensing team members to ensure consistency in processes and cross-functional visibility.
  
  

• 3+ years of experience in compliance, licensing, regulatory, or paralegal roles for a law firm, financial institution, or tech company (experience in payments, e-money, lending, and global financial regulatory compliance is a plus).
• Entrepreneurial mindset (flexible, self-starting and hard-working) in generating new and innovative solutions to build out the Legal & Compliance program.
• Demonstrated solution-oriented business and compliance judgment.
• Exceptional attention to detail.
• Strong project management and organisational skills.
• Excellent communicator both internally and externally, with ability to break down complex regulatory requirements into easy-to-understand and practical advice.
• Strong analytical and problem-solving skills.
• Familiarity with international licensing regimes and regulatory frameworks (e.g., FCA, Central Bank of Ireland, AUSTRAC, MAS, FINTRAC) is a plus.
• Familiarity with the NMLS system is a plus.