▷ (Apply in 3 Minutes) Director, Enterprise Credit

Overview

Company Mission: Our mission is to give the world access to the best products by empowering great brands to reach their growth potential.

About Wayflyer: Wayflyer provides fast capital to consumer brands. Our technology assesses businesses in minutes, offers financing in line with growth potential, and funds them in as little as 24 hours. Since April 2020, we have deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. Brands we have supported include True Classic, Little Words Project, and Kekoa Foods. Teams are cross-functional and collaborate globally. Check out this video to hear from the team.

Culture & Values: Wayflyer values sound people, excellent operation, and ambitious overachievers who work with integrity, creativity, and bold optimism to deliver exceptional results. Learn more on our website.

Your Role at a Glance

The key ways you’ll bring value to the team include leading and building a high-performing Enterprise team based in Dublin, hiring, mentoring, and developing team members; developing and executing the Enterprise strategy to acquire and manage large-scale customers; underwriting and structuring complex financing solutions while managing credit risk; establishing relationships with customers, lenders, and internal teams; providing strategic reporting and risk analysis to senior leadership; driving continuous improvement in credit policies and underwriting models; leading cross-functional alignment with Capital Markets and Portfolio Management; contributing to product and operations improvements for enterprise customers; and partnering with Collections to maximize recovery and minimize losses.

What Makes You a Great Fit

Essential:

- 10+ years of relevant experience in credit, lending, or financial analysis in fintech, financial services, or venture capital.
- Extensive experience underwriting and structuring complex financial transactions (venture debt, equipment financing, warehouse lending).
- Deep experience in structuring lending products (ABL, MCA, PO financing, long-term loans).
- Proven track record building and leading high-performing teams with talent development.
- Strong financial modeling, risk assessment, and credit analysis abilities.
- Strong negotiation and relationship management skills.
- Excellent communication and presentation skills.
- Strategic thinker with results-oriented mindset.
- Experience building credit reporting and reviewing performance at portfolio level; experience with delinquent/non-performing loans; experience structuring and negotiating security agreements.

Preferred, but not essential:

- Experience in a high-growth startup or scale-up environment.
- Familiarity with the ecommerce industry and its financing needs.
- Advanced degree in finance, business, or related field; ACA/ACCA/CIMA/CFA qualification.
- Experience in leading workout/collections and using SQL and Tableau for data analysis.

What to Expect After You Apply

You can expect to hear from a member of our Talent Acquisition team soon. If selected, you will have a conversation with a recruiter who will guide you through the next stages. The full interview process typically takes about four to six weeks.

Perks of Being at Wayflyer

- Time Off That Matters: 25 days of paid annual leave plus public holidays.
- Your Wellbeing: access to wellbeing resources and the Wellbeing @ Wayflyer ERG.
- Comprehensive Health & Protection: private healthcare, life insurance, and critical illness cover.
- Secure Your Future with Our Pension Plan.
- Family-First Policies: generous parental/adoptive leave (6 months for Primary Caregivers, 3 months for Secondary Caregivers).
- Share in Our Success: equity program.
- Work From Abroad: remote work from anywhere in the world for up to 60 days per year.

Global Offices and Working Policy

Dublin, Our HQ: Hybrid model; 3-4 in-office days per week for most teams to engage with senior leadership.

London: Hybrid model with a team of around 30.

Sydney: Flexible hybrid model with around 20 employees.

Atlanta, New York & Charlotte: Flexible hybrid with 8-10 employees per office.

Remote: Large portion of the tech org works remotely across the UK, Europe, and US, with annual in-person gatherings.

How We Handle Your Personal Data

You acknowledge Wayflyer Limited will process your personal data to evaluate your suitability for the role. For details, contact privacy@wayflyer.com or review the privacy notice at the Wayflyer website.

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