Senior Finance Business Partner

We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers

We’re not about selling products – we want to solve problems and change lives through Monzo ❤️

Responsibilities

Being the single point of contact between the business and finance

Taking end to end ownership of the P&L, balance sheet, funding and capital for that business area, working with all parts of the Finance Collective to be the single face of Finance to the business

Building trusted relationships with the business leadership team

Driving and optimizing commercial performance through deep engagement in product / customer strategy, pricing, scenario analysis and performance analytical insights

Holding the business leadership to account for delivery of forecast performance and helping them to course correct as well as anticipate future risks and opportunities

Leading on the preparation of bottom‑up forecasts, both short and long range, supporting the planning and stress testing cycle

Working with Treasury to inform customer behavioural analysis and with Financial Control on specific accounting judgement determination

Being responsible for product level pricing model framework and ensuring pricing is in line with finance performance hurdles

Understanding and explaining actual performance analysing variances to plan and creating an appropriate narrative

Understanding and supporting the development of the IFRS9 modelling for Europe lending, working closely with UK colleagues to ensure alignment

Contributing to the overall Monzo equity story

Supporting the build of highly competent and motivated team of financial analysts with clear objectives for ongoing development to partner with existing and new businesses

Leading business partnering for specific area and help represent the company’s commercial dynamics to the wider team

Qualifications

Have demonstrable experience in financial business partnering

Are qualified with a relevant professional qualification

Hold strong financial modelling (advanced Excel/Google Sheets) experience

Have great analytical & problem solving skills, with the ability to identify trends, issues and recommend actions

Understand and have experience in balance sheet management, capital, funding and liquidity requirements for planning and reporting

Hold good interpersonal & influencing skills, ability to engage across various internal functions to develop, get buy‑in and deliver outcomes across teams

Have the ability to confidently present data in a meaningful and effective way; understanding the needs of the end users and tailoring presentations to their requirements

Have experience building strong, trusted relationships with stakeholders at all levels

Have experience building business cases, presenting and debating investment choices

Demonstrate ability to work on your own initiative, be inquisitive to how things work and continuously look to improve processes, data and insights. Be hands‑on and enjoy supporting colleagues, projects or tasks both big or small

Have strong attention to detail and organisational skills, able to support with developing new processes and streamlining existing processes to create efficiencies

Can demonstrably use data analysis and be experienced using forecasting tools

Not ticking every box? That’s totally okay At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that’s listed just yet. Drop us your application, we’d love to hear from you

What’s in it for you

Hybrid working model: based in our Dublin office 2–3 days a week.

Flexible working hours – trust you to work enough hours to do your job well and at times that suit you and your team.

Annual leave – 34 days including public holidays (24 holiday days + 10 public holidays).

€1,200 learning budget each year for books, training courses and conferences.

Pension scheme: minimum contribution 4% and Monzo matches additional contributions up to a maximum of 6%.

Well‑being benefits: financial education, women’s and men’s health support, mental‑health benefits including coaching and counselling.

Equal opportunities for everyone
Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neuro‑diversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage

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