Senior Quantitative Risk Analyst

Role title: Senior Quantitative Risk Analyst - Decision Analytics and Insights Location/Office Policy: Dublin, London, Northampton, Belfast (Hybrid - moving to 3 days in office from January 2026) Summary of role: This role is positioned within the Decision Analytics & Insights Team in Risk Analytics as a Senior Quantitative Risk Analyst. In Risk Analytics, we developand support the deployment of risk models, strategies and decision tools for regulatory capital, internal capital and business decision making. Risk Analytics is part of the Risk Function, this is an independent, second line of defence function that monitors, controls, and supports risk-taking activities across AIB. The purpose of the Risk Function is to provide advice and guidance in relation to risk while providing independent oversight and reporting on AIB's risk profile. The Risk Function's main objective is to ensure AIB has a robust risk management framework and culture in place to ensure risks are taken within the risk appetite set by the Board, in support of AIB's customer franchise and social responsibility. This role is in the Decision Analytics & Insights Team in Risk Analytics. They are responsible for development of predictive models and credit strategies to determine customer risk profiles, which are then used to automate credit decisions for the Bank's customers. The team also provide management information to inform customer engagement strategies and track the performance of credit models to ensure they continue to operate as expected. The key accountabilities are as follows: Analysis & Investigation: Undertake and guide junior data scientists in various complex data analyses, investigations and/or modelling of business issues to improve the management, services and products of the bank; Digital protection: Access / utilise bank data within the policies and frameworks required by AIB; Predictive model development: Take a leading role in building predictive models that are focussed on impact core business elements, such as automated decisioning, credit grading, capital requirements and loss expectations; Data insights: Perform and guide junior data scientists in exploratory and ad-hoc data analysis with a view to generating insights and using this to deliver actionable recommendations to the Business; Expert advice: Provide specialist advice to the business with an emphasis on the impact and application of risk management requirements; Risk segmentation analysis: Creating segmentations that allow us to better understand the risks present in our lending portfolio and what we can do to better manage the risks; Leadership: Mentoring and guidance for junior data scientists. Also there will be responsibility for reviewing work carried out by junior team members. AIB Brand Values It is a given that the role holder will be a strong role model of the AIB Values: Be One Team Own the Outcome Drive Progress Show Respect Eliminate Complexity What you will bring: 3 years' experience in a model development, model monitoring or model validation role. Examples include: IRB; IFRS 9; loss forecasting; stress testing or economic capital modelling; propensity modelling; or a combination thereof. A bachelor's degree in a quantitative analytical discipline (2.1 or higher), e.g. mathematics, applied mathematics, physics, statistics, engineering, econometrics . (Confirmation will be sought if successful for the role.); Ideally have advanced level of SAS or SQL programming - an equivalent level in an alternate programming language would be considered (e.g. R, Python, Matlab). Advanced experience in extracting, transforming, and cleaning data for modelling purposes; Familiarity with data visualisation tools such as QlikView, Power BI, SAS VA or Tableau; Experience writing technical documents that meet internal and regulatory standards. Experience in engagement with regulatory or audit bodies; Experience training and managing the day to day tasks of junior team members; Strong ability to build relationships and communicate with key stakeholders; Curiosity and inventiveness. Good problem solving skills with capability to defend their decisions from challenge both on a technical and business front. Why work for AIB: We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements. Some of our benefits include; Market leading Pension Scheme Healthcare Scheme Variable Pay Employee Assistance Programme Family leave options Two volunteer days per year Please click here for further information about AIB's PACT - Our Commitment to You. As part of the selection process, the successful applicant will be expected to demonstrate the AIB Behaviours and ability in the Behavioural and Technical Capabilities reflected below Please note that the capabilities will only be asked at interview stage. Ensures Accountability Collaborates Develops & Empowers Data Analysis Risk Modelling & Scenario Analysis Statistical Modelling If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the recruiter for this role, Sophie at for a conversation. AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at Disclaimer: Unsolicited CV's sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners. Application deadline : Monday 15th of December To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process, click the Apply button below to Login/Register.