Senior Credit Risk Specialist

Senior Credit Risk Specialist Location: Ireland - Cork | Finance & Accounting | Regular Job Description At Gilead, we’re creating a healthier world for all people. For more than 35 years, we’ve tackled diseases such as HIV, viral hepatitis, COVID-19 and cancer – working relentlessly to develop therapies that help improve lives and to ensure access to these therapies across the globe. We continue to fight against the world’s biggest health challenges, and our mission requires collaboration, determination and a relentless drive to make a difference. Every member of Gilead’s team plays a critical role in the discovery and development of life-changing scientific innovations. Our employees are our greatest asset as we work to achieve our bold ambitions, and we’re looking for the next wave of passionate and ambitious people ready to make a direct impact. We believe every employee deserves a great leader. People Leaders are the cornerstone to the employee experience at Gilead and Kite. As a people leader now or in the future, you are the key driver in evolving our culture and creating an environment where every employee feels included, developed and empowered to fulfil their aspirations. Join Gilead and help create possible, together. Key Responsibilities - Conduct detailed credit risk assessments for new and existing customers, providing clear recommendations to stakeholders. - Monitor customer creditworthiness, set and review credit limits and payment terms in line with internal credit policies. - Analyse audited financial statements and sales forecasts to support credit decisions. - Collaborate with Commercial, Controllership and Treasury teams to strengthen customer relationships and support strategic objectives. - Execute and monitor the Credit Block Release process across in-scope markets, ensuring compliance with internal controls and service level expectations. - Support the Credit & Collections function, promoting best practices, continuous improvement, and providing buddy cover as needed. - Commercially focused with strong analytical skills and the ability to make sound, evidence-based decisions independently. - Excellent communication skills—verbal, written, and interpersonal—for effective cross-functional collaboration and stakeholder engagement. - Highly organized, detail-oriented, and self-motivated, with strong prioritization and workload management abilities. - Strong relationship management skills and a proven commitment to delivering the highest service standards. - Proficiency in financial reporting systems or the ability to quickly develop this expertise. - Familiarity with AI and process mining tools (e.g., Celonis) to support system and process improvements. - Basic understanding of how to use data insights to identify inefficiencies and suggest automation opportunities. - Exposure to ERP systems such as SAP, with a willingness to learn and apply analytical tools in these environments. Preferred Experience - Qualified or Part-Qualified Accountant (ACA, ACCA, CIMA or equivalent – including those currently undertaking exams), or 5+ years’ experience in credit risk management. - Strong ability to interpret financial statements and forecasts. - Experience working in a multinational environment; experience in biotech or pharmaceuticals is a plus. Equal Employment Opportunity (EEO) It is the policy of Gilead Sciences, Inc. and its subsidiaries and affiliates (collectively "Gilead" or the "Company") to recruit select and employ the most qualified persons available for positions throughout the Company. Except if otherwise provided by applicable law, all employment actions relating to issues such as compensation, benefits, transfers, layoffs, returns from layoffs, company-sponsored training, education assistance, social and recreational programs are administered on a non-discriminatory basis (i.e. without regard to protected characteristics or prohibited grounds, which may include an individual’s gender, race, color, national origin, ancestry, religion, creed, physical or mental disability, marital status, sexual orientation, medical condition, veteran status, and age, unless such protection is prohibited by federal, state, municipal, provincial, local or other applicable laws). Gilead also prohibits discrimination based on any other characteristics protected by applicable laws. For Current Gilead Employees and Contractors Please apply via the Internal Career Opportunities portal in Workday. #J-18808-Ljbffr