Head of Credit Risk

2 days ago

Dublin, Dublin City, Ireland beBeeCreditRisk Full time €100,000 - €120,000
Job Title

We are seeking an experienced Head of Credit Risk to lead the development, implementation and oversight of our credit risk framework in Europe.

Key Responsibilities:
  • Developing and implementing a robust credit risk framework that aligns with our strategic objectives.
  • Providing effective second-line oversight of credit risk activities, including policies, underwriting and credit decisioning strategies.
  • Leading regular reviews of the credit portfolio's asset quality, including monitoring performance trends and assessing the adequacy of impairment provisions.
  • Establishing robust credit risk monitoring and early warning processes, delivering high-quality and timely credit management information and risk insights to senior internal and external stakeholders.
Requirements:
  • Minimum 10 years of experience in retail credit risk management, preferably in digital banking, fintech or consumer lending environments.
  • At least 5 years in a leadership credit risk role.
  • Detailed experience in consumer finance, with a strong knowledge of retail credit products, including loans, cards and overdraft lending.
  • Proficiency in credit risk modelling measurement tools, including decisioning scorecards, Expected Credit Loss Models and Probability of Default and Loss Given Default models.
Benefits:
  • Competitive compensation package, composed of a base salary and share options.
  • Flexible working hours and trust you to work enough hours to do your job well.
  • Annual Leave - 34 days, including public holidays.
  • €1,200 learning budget each year.
  • Pension scheme: the minimum contribution is 4% and we match any additional contributions up to a maximum of 6%.
  • Wellbeing benefits, including financial education, women's and men's health support, mental health benefits and coaching and counselling.
What's Next?

The application journey has three key steps: introductory call, x4 interviews testing technical and behavioural skills, and assessment centre. We promise to be as flexible as possible with your schedule.

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