Analyst, Risk Management

Analyst, Risk ManagementThepany

PayPal has been revolutionizingmerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, andplete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable thepletion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing theplexity and friction involved in enabling cross-border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do - and they push us to ensure we take care of ourselves, each other, and ourmunities.

Job Summary:
We are seeking a detail-oriented and forward-thinking Risk Management Analyst with a passion for data-driven decision-making. This critical role is responsible for protecting our financial ecosystem through risk identification, fraud prevention, and operational efficiency. The ideal candidate will be a strategic thinker who embraces automation, continuous improvement, and cross-functional collaboration to help ensure regulatorypliance, loss reduction, and an exceptional customer experience.

Job Description:

Your day-to-day

1. Risk Strategy & Monitoring

Co-own and manage risk-related KPIs, ensuring alignment with broader business and product strategies. Apply holistic risk management practices across customer interactions, payment flows, and operational processes. 2. Cross-Functional Collaboration

Partner with Product, Engineering, Operations, andpliance teams to design and implement risk mitigation strategies. 3. Customer Protection & Loss Prevention

Identify and mitigate fraud, declines, and collusion, particularly in high-risk areas such as invoice and Business Account creation. Strive to maintain a seamless customer experience while ensuring robust fraud controls are in place. 4. Data Analysis & Process Improvement

Analyze large datasets to detect emerging fraud patterns and optimize fraud detection models. Streamline dispute resolution workflows and eliminate inefficiencies in existing procedures. 5. Automation & Solution Design

Collaborate with analysts and technical teams to enhance automated decisioning and reduce manual intervention in risk processes. Maintain, refine, andmunicate Standard Operating Procedures (SOPs) for risk management across assigned portfolios. What you need to bring

Required:

Bachelor's degree or minimum of 2-3 years of relevant work equivalent experience in risk management, fraud analysis, or a similar analytical role. Strong problem-solving skills with a data-driven mindset. Solid understanding of fraud typologies and transaction monitoring principles. Experience working cross-functionally in fast-paced, dynamic environments. Proficiency in Excel and data visualization tools (, Tableau, Power BI). Preferred:

Working knowledge of SQL or other data querying languages. Experience with automation tools or rule-based decision engines. Demonstrated ability to improve or redesign operational processes. Strong verbal and writtenmunication skills, with the ability to present insights to both technical and non-technical audiences. Self-starter with excellent time management and organizational skills. Preferred Qualification:

Subsidiary:
PayPal

Travel Percent:
0

PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. Any such request is a red flag and likely part of a scam. To learn more about how to identify and avoid recruitment fraud please visit //

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we'remitted to building an equitable and inclusive global economy. And we can't do this without our most important asset-you. That's why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit //paypalbenefits.

Who We Are:

Click Here to learn more about our culture andmunity.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable amodations for qualified individuals with disabilities. If you are unable to submit an application because of ipatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.

Belonging at PayPal:

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, andmunities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talentmunity.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don't hesitate to apply. Job ID R0128315

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