HBFI Senior Lending Manager

Role Profile Job Title: Senior Lending Manager Division/Function: Home Building Finance Ireland Job Family: Investment, Asset & Liability Management Career Stream: Professional Career Zone: Line Managers/Senior Professionals Reports to: Divisional Manager Lending ("DML") Contract Type: Permanent *** Closing Date for Applications - 23/01/12 *** Role Overview & Background Summary of the Business The National Treasury Management Agency (NTMA) provides asset and liability management services to the Irish Government. It has evolved from a single function agency managing the National Debt to a manager of a complex portfolio of public assets and liabilities. Businesses managed by the NTMA include borrowing for the Exchequer and the management of the National Debt, the State Claims Agency, the New Economy and Recovery Authority ("NewERA"), the Ireland Strategic Investment Fund, National Development Finance Agency and the NTMA Future Ireland Funds business unit with responsibility for the management of the Future Ireland Fund and Infrastructure, Climate and Nature Fund. The NTMA also assigns staff to the National Asset Management Agency, the Strategic Banking Corporation of Ireland (SBCI) and Home Building Finance Ireland (HBFI). Working at the NTMA offers excellent benefits including: Flexible work options including hybrid working and variable work hours An extensive wellbeing programme Excellent learning and development opportunities that allow for full career development within the organisation A diverse range of initiatives: LGBT+, Gender Matters, Disability Awareness, Sports & Social, Volunteering and lots more Reimbursement of annual professional membership fees Career average Defined Benefit Pension Scheme Home Building Finance Ireland ("HBFI") is a State agency designed to lend money for the purposes of funding the construction of new homes in Ireland. HBFI has been established as a commercial entity, providing finance at market rates for commercially viable residential developments. Role Summary The Senior Lending Manager reports to the DML and manages a portfolio of customers who require finance to carry out residential development projects. Responsibilities include the on-going management and oversight of projects throughout the lending cycle from an initial enquiry through to full repayment of any facility provided. The role requires carrying out detailed assessments of development funding loan proposals, preparation of loan reports, delivering high service standards, ensuring compliance with policies and procedures, and building strong relationships with internal and external stakeholders. Principal Accountabilities Responsibilities include, but may not be limited to, the following: Build and maintain relationships with customers requiring funding for residential development projects. Carry out detailed assessment of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority. Support other team members and provide advice and guidance on funding applications. Participate in regular reviews of borrower relationships and funded developments with the DML, HOL, the HBFI Management Team and other HBFI business areas. Achieve lending targets within agreed timeframe and commercial terms. Ensure accurate and timely updates to the HOL, the HBFI Management Team and other stakeholders on the progress of the HBFI funded schemes. Ensure the highest standards of compliance with policies and procedures are achieved. Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes. Ensure required cooperation with internal and external auditors. Relationships with other business divisions: Ensure strong working relationships between the lending team, the Credit & Risk team, the primary service provider and other external advisors such as the monitoring surveyors, property advisors, etc. Knowledge & Experience Minimum 8 years' experience in a similar role in a financial institution with a prudential track record in residential development lending, preparing funding proposals, building and maintaining strong working relationships with customers and achieving lending targets. Excellent knowledge of residential development lending product offerings and markets. Strong knowledge of lending agreements, covenants and security requirements. Excellent understanding of relevant financing models and data with an ability to review, understand and interpret audited financial accounts and financial forecasts. Demonstrated sound commercial judgement and awareness of the residential market in Ireland. Track record in managing credit quality and compliance with policies and procedures. Experience of coaching and mentoring more junior members of the team. Skills Have a track record in delivering results and objectives. Strong customer focus and a proven commitment to customer excellence Strong organisational skills and ability to prioritise and manage work load. Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required. Strong understanding of deal structuring. An ability to work on own initiative and interact as a part of a highly motivated team. Effectively contribute to the achievement of goals and targets set for self, others and organisation. Well-developed leadership and networking skills. Excellent communication skills, both verbal and in writing. Exemplary governance and ethics. Proficiency in Microsoft Word, Excel and Outlook. Qualifications Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification. Pension Abatement If an appointee has previously been employed in the Civil or Public Service and that appointee is entitled to or in receipt of a pension from the Civil or Public Service or where a Civil/Public Service pension comes into payment during the appointee's re-employment that pension will be subject to abatement in accordance with Section 52 of the Public Service Pensions (Single Scheme and other Provisions) Act 2012. Please note: In applying for this position, you are acknowledging that you understand that the abatement provisions, where relevant, will apply. It is not envisaged that the employing Department/Office/Body will support an application for an abatement waiver in respect of appointments to this position. Applicants will be required to complete a pre-employment declaration to confirm whether they have previously availed of a Public sector pension scheme. The NTMA is proud to be an equal opportunities employer. We recognise that a diverse and inclusive workplace informs better decision making, creative thinking, innovation and drives business performance. We are strongly committed to ensuring that our workforce is representative of our society. The NTMA is proud to be an equal opportunities employer. We recognise that a diverse and inclusive workplace informs better decision making, creative thinking, innovation and drives business performance. We are strongly committed to ensuring that our workforce is representative of our society. To be considered for this role you will be redirected to and must complete the application process on our careers page. To start the process click the Continue to Application or Login/Register to apply button below.