Credit Analyst

Credit Analyst page is loaded## Credit Analystlocations: IRL Dublintime type: Full timeposted on: Publicado hoytime left to apply: Fecha final: 1 de octubre de 2025 (Quedan 13 días para realizar la solicitud)job requisition id: R105140## ***Get started on an exciting career at Element
***Element is the largest publicly traded pure-play automotive fleet manager in the world.
Our success is driven by our Purpose to *Move the world through intelligent mobility*, and fueled by our team members who help our clients manage fleets that deliver the goods and services our communities rely on.
We are looking for more Purpose-driven, client-centered, and inclusive team members to join us.We are looking for.
.**Job Summary:**As a member of Element's Credit team, this role contributes to Element's profitable growth through the timely completion of high-quality credit underwriting and portfolio management duties.
**Primary Responsibilities:**•Prepare detailed quantitative and qualitative written analysis of current and prospective commercial customer credit requests in a timely manner, concisely identifying relevant credit risks, mitigating factors, and recommending appropriate deal structures for management review and approval•Provide ongoing monitoring of assigned portfolio of accounts, completing annual renewals ahead of expirations and identifying potential problem accounts for enhanced monitoring•Consult and communicate with internal and external customers as necessary in completing credit-related requests, including underwriting, documentation and obtaining necessary deal structure requirements when applicable•Obtain, investigate and analyze credit data; Spread financial statements•Adhere to credit and operational policies and procedures, including completion of routine know-your-customer due diligence.
**Key Interactions:**•Commercial team, Credit Team, Finance and Tax, Collections**Qualifications, Education, and Experience:**•Bachelor's Degree in Economics, Finance or Accounting•2+ years of credit underwriting or financial statement (cash flow) analysis experience in banking, commercial lending/leasing or financial services industries•Self-starter with the ability to prioritize assigned workload to meet established deadlines•Strong verbal and written interpersonal communication skills with the ability work effectively in a team environment and actively participate on virtual client calls at the C-Suite level•Proficient with Microsoft Office product suite (PowerPoint, Excel, Word, Outlook) and internet-based applications•Detail orientation and strong organizational and analytical skills•Unquestionable ethics and integrityAs a Purpose-driven, client-centric organization, we are aligned by our shared Values across our global organization.Our Values:* We are always a force for good.
* We are experts defining the future of mobility.
* We are driven by client success.Our Values define who and how we show up for each other and our clients, every dayElement and its wholly owned subsidiaries are an equal opportunity employer committed to diversity, equity, inclusion, and belonging.
We are pleased to consider all qualified applicants for employment without regard to gender, civil status, family status, sexual orientation, religious belief, age, disability, race, colour, nationality, ethnic or national origins and membership of the travelling community.
Disability-related accommodations during the application and interview process are available upon request.
Should you require an accommodation with our hiring process, please send an email to ****** will be required to undergo a background check only if and after a conditional offer of employment has been extended.
(TSX: EFN) is the largest publicly traded pure-play automotive fleet manager in the world.
As a Purpose-driven and client-centric company, we deliver value through scalable, sustainable, and technology-enabled fleet and mobility solutions.
Through the Element-Arval Global Alliance, we operate in over 50 countries, supporting clients across North America, Australia, New Zealand, Ireland, and beyond.
Our global reach is further extended by Autofleet, our technology platform accelerating the modernization of our digital capabilities.
Element delivers end-to-end solutions to our clients—from vehicle acquisition and maintenance to EV integration, route optimization, risk management, and remarketing.
**Our People Drive Our Success**At Element, our success begins with you.
Inspired by our Purpose to *Move the world through intelligent mobility*—and guided by our Values: We are always a force for good, We are experts defining the future of mobility and We are driven by client success.Everyday, our team members deliver on our Purpose and our Values for each other, our communities and our clients.
It's our commitment to how we work, grow and put our clients at the heart of everything we do.
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