Head of Anti-Money Laundering and Counter-Terrorist Financing

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We're reinventing payments. In less than four years, Dojo disrupted the market to become the largest and most loved acquirer in the UK. Our payments infrastructure, purpose-built for in-person commerce, is game changing.

Now, over 150,000 customers across four countries choose to transact billions with us every year. But we're just getting started. Our people are the driving force behind our success. They are our greatest investment and our ultimate competitive advantage. We hire exceptional people and give them the autonomy, trust, and ownership to thrive. The results take care of themselves.

The role... As Head of Anti-Money Laundering and Counter-Terrorist Financing Legislation Compliance and MLRO you will be working closely with Paymentsense Ireland Limited (PIL) board and management to continuously enhance the Anti-Money Laundering and Counter-Terrorist Financing and Sanctions (AML/CTF/Sanctions) programme for Ireland and EEA. In particular, you will have responsibility for ensuring a second line oversight of the AML/CTF/Sanctions framework and will manage the Central Bank of Ireland (CBI) inspections and reviews related to AML/CTF/Sanctions.

This role is deemed as a Pre-Approved Controlled Function role (category PCF-52) under the Central Bank of Ireland Fitness and Probity Regulations and may require the role holder to hold mandatory regulatory qualifications or the minimum qualifications to meet internal company benchmarks. We are looking for an individual with an extensive practical AML/CTF/Sanctions compliance experience to join our fast-paced, growing payments financial technology company. You will hit the ground running from the start, and so we look for people who relish that kind of challenge and pace in helping the business grow.

What You Will Do…

• Plan, develop, implement, oversee and enhance a risk-based AML/CTF/Sanctions Compliance Program to comply with anti-money laundering, anti-terrorist financing and government and economic sanctions requirements across EEA.
• Proactively communicate and coordinate with industry leaders, regulators (the Central Bank of Ireland and other European regulators responsible for AML/CTF) and financial intelligence units regarding company's business model, AML/CTF/Sanctions compliance program and other regulatory matters, as appropriate.
• Coordinate PIL's AML/CTF Compliance team's efforts to develop AML/CTF compliance, sanctions and fraud programs in response to new laws, regulations, regulatory feedback and industry intelligence.
• Report and communicate with PIL board and senior management to support AML/CTF/Sanctions compliance objectives, promote understanding of AML/CTF/Sanctions risks and to advise on and support the resolution of AML/CTF/Sanctions compliance issues.
• Build regulatory and financial crime compliance awareness within the business through developing and facilitating training sessions with key stakeholders as well as engaging with process owners on a regular basis to ensure individuals understand their own accountability for AML/CTF compliance in the organisation.
• Conduct gap analysis on relevant AML/CTF regulations and ensure ongoing compliance with the PIL's authorisation.
• Conduct annual AML/CTF risk assessments and incorporate conclusions into current policies and practices.
• Oversee the effectiveness of the customer monitoring processes, Suspicious Transaction Reporting program and on-going customer AML/CTF/Sanctions awareness and training processes and programs.
• Manage any internal and external AML/CTF exams, audits, third-party and regulatory reviews to ensure their timely and satisfactory completion.
• Oversee the AML/CTF outsourced activities to ensure they are performed in line with PIL's Outsourcing policy.
• Work with Risk and Compliance stakeholders to build out PIL's Three Lines of Defence model, as business matures.

What You Will Bring…

• Extensive practical AML/CTF/Sanctions compliance experience preferably in payments (acquiring, card issuing), card schemes (Visa, MC, Amex, Diners), and financial technology.
• Strong knowledge of the industry's standards, regulations and key financial crime regimes in Ireland and working knowledge of the regulatory requirements in other EEA jurisdictions.
• Depth and breadth of experience in financial crime risk and operational AML/CTF compliance, with exposure to monitoring, testing and assurance experience.
• Substantial operational knowledge in building and running sound end-to-end AML/CTF/Sanctions compliance program, with first-hand experience and understanding of regulatory requirements for Ireland and EEA.
• Effective communication skills enabling you to guide cross-functional, distributed teams on AML/CTF/Sanctions topics.
• High sense of responsibility and autonomy - ready to go from day one and to get stuck in the details.
• Sense of being fair and modest - willingness to scrutinise all the facts without making a snap judgement.
• Proactiveness - a honed alertness and vigilance to potential breaches in AML/CTF/Sanctions.

Dojo culture

We believe our best work happens when we collaborate in-person. These "together days" foster communication, drive innovation and spark our brightest ideas. That's why we have an office-first culture. This means working from the office 4+ days per week. With offices across Europe, we know a thing or two about staying dynamic. Need deep focus? Head to a quiet zone. Big ideas? Collaboration spaces have you covered. Just here for a catch-up? Our social hubs make it easy. Do work that counts, in spaces made for you.

What's curious, relentless, and customer obsessed? If you're keen to know the answer, you're a third of the way to meeting our Dojo values.

What We're Looking For

• You're curious. You have a real desire to learn and create.
• You're relentless. You keep going even when it's easier not to.
• You're customer-obsessed. You know how important customers are to what you do.

Diversity, equity, and inclusion at Dojo

From local bakeries to well-known eateries, Dojo payments serve over 150,000 places across the UK. And something that's fundamental to creating relevant, innovative products at Dojo is to build teams to reflect the diversity of the businesses we serve. Our drive to improve diversity, equity, and inclusion is closely linked to helping employees thrive and innovating for better customer experiences. If you care about your work, you're curious, and you think customer-first, you have a place at Dojo. To make sure you're the best you can be throughout the recruitment process, let us know if you need any extra adjustments to help you thrive. Visit dojo.careers to find out more about our benefits and what it's like to work at Dojo, or check out our LinkedIn and Instagram pages.

• Executive

• Full-time

• Finance and Sales