Lead, Credit Risk Manager

About Deel

Deel is the all-in-one payroll and HR platform for global teams. Our vision is to unlock global opportunity for every person, team, and business. Deel combines HRIS, payroll, compliance, benefits, performance, and equipment management into one seamless platform. With AI-powered tools and a fully owned payroll infrastructure, Deel supports every worker type in 150+ countries—helping businesses scale smarter, faster, and more compliantly. Among the largest globally distributed companies, Deel spans more than 100 countries and speaks 74 languages, with a connected and dynamic culture that drives learning and innovation for our customers.

About The Role

Support the Head of Credit Risk & Analytics in delivering a robust, forward-looking, and data-driven Credit Risk Management capability. This role will have day-to-day ownership of the Credit Risk Management Framework, including development and oversight of credit risk policies, credit risk monitoring, and executive-level risk reporting. The Credit Risk Manager will play a central role in ensuring that credit risks are identified, measured, monitored, and controlled, and that risk insights inform business growth, capital allocation, and Board-level decision-making.

Responsibilities

• Maintain, update, and embed the Credit Risk Management Framework (CRMF) across all business units, products, entities, and regions.
• Develop, implement, and maintain credit risk policies, procedures, and standards, aligned to global best practice.
• Ensure frameworks support scalable growth while meeting regulatory expectations and prudent risk management principles.
• Develop and monitor credit risk Key Risk Indicators (KRIs) at both portfolio and segment levels.
• Escalate breaches of thresholds promptly and ensure appropriate challenge and remediation.
• Deliver regular risk reporting and insights to the Executive Committee and Board, highlighting exposures, concentrations, emerging risks, and appetite breaches.
• Conduct portfolio analysis across customer, product, and regional segments to identify trends and vulnerabilities.
• Leverage advanced analytics and AI tools to enhance portfolio monitoring, early warning signals, and predictive credit risk capabilities.
• Partner with data teams to improve credit risk models and forecasting.
• Maintain current knowledge of global credit risk regulatory frameworks.
• Ensure all credit risk processes are compliant, transparent, and auditable.
• Anticipate and adapt to regulatory developments affecting credit risk measurement, provisioning, and governance.
• Act as a key advocate for credit risk awareness and accountability across the business.
• Drive engagement with business leaders to embed credit risk ownership, appetite, and controls into decision-making.
• Provide training, workshops, and guidance on credit risk principles to strengthen the risk culture.

Skills And Competencies

• Seasoned expertise in credit risk management, portfolio risk analytics, or related functions within consumer or small business lending
• Deep understanding of credit risk frameworks and credit policy.
• Proficiency in risk data analytics, credit models, and visualization tools.
• Strong stakeholder management, influencing, and communication skills.
• Degree in Risk Management, Finance, Economics, or related field.
• Professional certifications (FRM, PRM, CFA, or equivalent) strongly preferred.

Total Rewards

Our workforce deserves fair and competitive pay that meets them where they are. With scalable benefits, rewards, and perks, our total rewards programs reflect our commitment to inclusivity and access for all.

Some things you'll enjoy

• Stock grant opportunities dependent on your role, employment status and location
• Additional perks and benefits based on your employment status and country
• The flexibility of remote work, including optional WeWork access

Deel is an equal-opportunity employer and values diversity. We encourage applications from qualified candidates regardless of race, religion, sex, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, pregnancy or maternity, or other legally protected characteristics.

We can provide accommodation on request during recruitment. If you require accommodation, please inform our Talent Acquisition Team at recruiting@deel.com.

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