Senior Credit Manager

2 days ago

Dublin, Dublin City, Ireland Lex Consultancy Full time
Our clientare a State-backed commercial lender providing finance to support the delivery of new homes in Ireland. Theyoperate on a commercial basis, funding viable residential development projects at market rates.

The Role The Senior Credit Manager will play a key role in assessing and managing development finance proposals, ensuring that new housing projects funded are both commercially viable and well-structured. You will be responsible for credit analysis, risk management, and ongoing portfolio oversight, while working closely with colleagues in lending and external stakeholders.

This role will suit an experienced credit professional from a major bank or financial institution with a strong background in residential property development finance.

Key Responsibilities

  • Assess and structure credit applications for residential development projects.
  • Conduct detailed credit analysis, identifying risks and mitigants.
  • Monitor the performance of the loan portfolio, including drawdowns and account reviews.
  • Identify early warning signs of stress and support on restructuring/workout solutions if required.
  • Contribute to loan book impairment reviews and ensure compliance with policy and audit requirements.
  • Support the development of credit policies, processes, and operational improvements.
  • Build strong relationships with internal teams, borrowers, and other stakeholders.

About You

  • 5+ years' experience in credit risk management, lending, or development finance within a bank or financial institution.
  • Proven experience assessing and managing residential property development finance proposals.
  • Strong knowledge of lending agreements, covenants, and security.
  • Ability to interpret financial statements and forecasts.
  • Commercially astute, with sound judgement and strong decision-making skills.
  • Excellent relationship management and communication skills.
  • High standards of governance and ethics.
  • Proficiency in Microsoft Word, Excel, and Outlook.

Qualifications

  • A degree in banking, finance, business, or a related discipline (professional qualifications an advantage).

What's on Offer

  • Competitive salary and benefits package.
  • Hybrid working model with flexible hours.
  • Defined benefit pension scheme.
  • Excellent career development and training opportunities.
  • Supportive and collaborative work environment with a strong focus on wellbeing.
Apply for this job

[Senior Credit Manager (Property / Development Finance) / #SF19614]

Call us on +353 1 6628990 and quote job reference #SF19614


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