HBFI Senior Lending Manager
14 hours ago
Career Opportunities: HBFI Senior Lending Manager (5425)
Requisition ID 5425 - Posted - Corporate Finance - Permanent
Necessary arrangements can be made at interview stage to accommodate the needs of candidates with disabilities.
Role Profile
Job Title: Senior Lending Manager
Division/Function: Home Building Finance Ireland
Job Family: Investment, Asset & Liability Management
Career Stream: Professional
Career Zone: Line Managers/Senior Professionals
Reports to: Divisional Manager Lending (“DML”)
Contract Type: Permanent
*** Closing Date for Applications - 23/01/12 ***
Role Overview & Background
Summary of the Business
The National Treasury Management Agency (NTMA) provides asset and liability management services to the Irish Government.
Home Building Finance Ireland (“HBFI”) is a State agency designed to lend money for the purposes of funding the construction of new homes in Ireland.
Role Summary
The Senior Lending Manager reports to the DML and manages a portfolio of customers who require finance to carry out residential development projects. Responsibilities include the ongoing management and oversight of projects throughout the lending cycle from an initial enquiry through to full repayment of any facility provided.
Principal Accountabilities
- Build and maintain relationships with customers requiring funding for residential development projects.
- Carry out detailed assessments of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
- Support other team members and provide advice and guidance on funding applications.
- Participate in regular reviews of borrower relationships and funded developments.
- Achieve lending targets within agreed timeframe and commercial terms.
- Ensure accurate and timely updates to stakeholders on the progress of the HBFI funded schemes.
- Ensure the highest standards of compliance with policies and procedures are achieved.
- Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system.
- Ensure required cooperation with internal and external auditors.
Knowledge & Experience
- Minimum 8 years’ experience in a similar role in a financial institution with a track record in residential development lending.
- Excellent knowledge of residential development lending product offerings and markets.
- Strong knowledge of lending agreements, covenants and security requirements.
- Excellent understanding of relevant financing models and data.
- Demonstrated sound commercial judgement and awareness of the residential market in Ireland.
- Track record in managing credit quality and compliance with policies and procedures.
- Experience of coaching and mentoring more junior members of the team.
Skills
- Strong customer focus and a proven commitment to customer excellence.
- Strong organisational skills and ability to prioritise and manage workload.
- Strong negotiation skills with ability to identify key risk issues.
- Strong understanding of deal structuring.
- An ability to work on own initiative and interact as part of a highly motivated team.
- Excellent communication skills, both verbal and in writing.
- Proficiency in Microsoft Word, Excel and Outlook.
Qualifications
Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification.
Pension Abatement
If an appointee has previously been employed in the Civil or Public Service and that appointee is entitled to or in receipt of a pension from the Civil or Public Service, that pension will be subject to abatement.
The NTMA is proud to be an equal opportunities employer. We recognise that a diverse and inclusive workplace informs better decision making, creative thinking, innovation and drives business performance.
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