Treasury Manager

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

We are looking for a dynamic Treasury Manager in Dublin to become a key part of the team building the new Monzo European entity. Reporting into the Director of Treasury and Capital, you will shape, develop and implement the Treasury risk management process and infrastructure in tandem with supporting the growth and strategic development of the business. As well as skills and experience in Treasury, the ability to adapt, be creative and work in a fast paced environment with wider Group colleagues will be essential talents as the business grows.

The role

As part of a new and growing team the Treasury Manager will be responsible for ensuring that Monzo manages key risks, optimises business performance and maintains compliance and regulatory standards. This is an opportunity to be part of something from the start and make a real difference.

- Manage day-to-day Treasury operations, including cash management, investments, and financing activities.

- Develop and implement strategies for effective liquidity management and ensure compliance with regulatory requirements.

- Monitor and manage the bank’s financial risk exposure, including interest rate, currency, and credit risks.

- Prepare and present regular financial reports and forecasts to senior management.

- Build strong relationships with internal teams such as the business/product collectives to optimise the bank's capital structure and funding strategies.

- Establish and maintain relationships with external financial institutions, auditors, and regulators.

- Oversee the development and maintenance of Treasury policies, procedures, and systems.

- Provide leadership and guidance to the Treasury collective, fostering a culture of continuous improvement and professional development.

- Stay informed about industry trends, regulatory changes, and economic developments impacting the Treasury function.

- Be a trusted business partner and provide Treasury expertise and advice to stakeholders.

- Own end‑to‑end production of information utilising the infrastructure and technology teams available. This includes daily reports, ALCo packs and strategic ad‑hoc items.

- Support the delivery of key risk management framework documentation including ILAAP, Liquidity Contingency Plans, IRRBB Strategy, Non‑Traded Market Risk Policies and Treasury Risk Policies. This includes development and delivery of quantitative analysis, interpreting results and communication through interaction and document writing.

- Maintain a robust control environment with high standards and quality checklists.

- Make recommendations to optimise balance sheet performance through investments and hedging.

- Provide operational coverage for the Director of Treasury and Capital during holidays.

🤩We’d love to hear from you if you have…

- A bachelor's degree in Finance, Economics, Accounting, or a related field. A Master’s degree or professional qualification (e.g., CFA, ACA, ACCA) is preferred.

- A minimum of 5 years of experience in Treasury management, preferably within the banking sector.

- A strong understanding of financial markets, instruments, and regulations.

- A proven experience in managing liquidity and financial risks.

- Excellent analytical, problem‑solving, and decision‑making skills.

- Strong leadership abilities and experience in working across dispersed teams.

- Exceptional communication and interpersonal skills.

- Proficiency in Treasury software and Google Suites.

- Broad experience and knowledge in Treasury with detailed technical knowledge, and the ability to articulate and explain technical topics.

- Familiarity with EU regulatory requirements.

Not ticking every box? That’s totally okay Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that’s listed just yet. Drop us your application, we’d love to hear from you

🙌What’s in it for you

- 📍This role will have a hybrid working model, based in our Dublin office 2 - 3 days a week.

- ⏰Flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

- 🏝Annual Leave – 34 days including public holidays (24 holiday days + 10 public holidays).

- 📚€1,200 learning budget each year to use on books, training courses and conferences.

- 💰Pension scheme: the minimum contribution is 4% and Monzo matches any additional contributions that you make up to a maximum of 6%.

- 💛Wellbeing benefits: financial education, women’s and men’s health support, mental health benefits, including coaching and counselling.

🌈 The application journey has 4 key steps

- Video Call with Recruiter (30 minutes)

- Video Call with Hiring Manager (30 minutes)

- A round of Technical and Behavioural Interviews (60 minutes and 45 minutes)

This process should take around 2-3 weeks – your schedule is really important to us, so we promise to be as flexible as possible

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them here.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don’t need full or birth names at application stage 😊

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