Expert Medical Consultant

This role is primarily responsible for providing expert medical guidance and consultative services to support underwriting activities.

• Provide detailed medical information and decision-making in various settings, serving as a medical authority second only to physicians. As an experienced individual contributor, you will provide functional guidance to underwriters, claim analysts, and less experienced medical staff; assisting in mentoring and training.
• Offer medical underwriting consultative services mainly to underwriting, claims, committees, and special projects
• Enhance department reputation and maintain/improve customer appreciation and perception of medical underwriting services via timely medical underwriting recommendations with emphasis on quality risk assessment and maintaining an open door policy of availability
• Provide strategic medical underwriting support for corporate projects
• Conduct ongoing education and training to the underwriters via informal case discussions, explanations, and clarifications in medical referrals, local informal or business-wide formal presentations
• Provide information/consultations as needed to the field agents; offer current medical information to producers as it relates to current underwriting practices through field communications and publications; participate in distributor meetings as needed to educate producers about medical aspects of underwriting
• Continually surveil the content and quality of medical referrals/discussions to identify underwriting trends and training needs in specific areas and coordinate with underwriting management to set up training classes for groups and individuals
• Assist the Underwriting team managers in assessing the competency of the underwriting staff
• Serve as an integral member of the internal medical audit team; responsible for auditing of medical consultants; provide consultative services to the underwriting audit team
• Assist in reviewing, updating, and/or revising the underwriting manual
• Collaborate in effectively communicating and defending adverse findings in response to physician rebuttal letters

• Bachelor's degree preferred along with a degree or diploma in a medical field
• Exemplary understanding of medical terminology, human biology, and anatomy, common medical conditions
• Advanced understanding of the life insurance industry; skilled at underwriting impaired risks; competent in analyzing death claims; familiarity with LTC and Disability Underwriting
• Ability to interpret resting EKGs and graded exercise tests
• Strategic planning skills
• Excellent people skills with strong orientation to customer service; ability to work with all levels of employees, managers, and internal and external customers; ability to work in a team environment
• Must be decisive, proactive, goal-oriented, and have strong leadership skills
• Above-average public speaking skills and teaching ability with excellent oral and written communication skills
• Self-motivated, self-starter, able to work without close supervision with demonstrated ability to perform at high levels of production/volume in a quick turnaround environment without sacrificing quality of the medical review
• Excellent administrative skills; planning, tracking, record-keeping, and setting priorities
• Excellent computer skills including spreadsheet, word-processing, and presentation software
• Signature limit up to the company's autobind limit; unlimited for Life and AD&D claims
• Decision-making abilities, goal-focused & results-oriented
• Minimum 10 years' experience in life risk selection

The anticipated salary range for this position is €100,000 to €150,000 per annum.

The actual compensation offered will ultimately be dependent on multiple factors, which may include the candidate's skills, experience, and other qualifications.

We prioritize the health, well-being, and work-life balance of our employees. Our comprehensive benefits and wellness program is designed to support employees both personally and professionally, ensuring that they have the resources and flexibility needed to thrive.

• Health and Wellness: We offer a range of medical, dental, and vision insurance plans, as well as mental health support and wellness initiatives to promote overall well-being.
• Retirement Savings: We offer retirement benefits options, which vary by location. In Ireland, our competitive pension plan offers a generous contribution to eligible pay and a Company contribution equal to 3% of eligible pay (subject to annual limits and Plan terms). These Company contributions vest immediately.
• Employee Assistance Program: Confidential counseling services and resources are available to all employees.
• Matching charitable donations: We match donations to tax-exempt organizations 1:1, up to €5,000.
• Volunteer Time Off: Employees may use up to 16 volunteer hours annually to support activities that enhance and serve communities where employees live and work.
• Paid Time Off: Eligible employees start off with at least 24 Paid Time Off (PTO) days so they can take time off for themselves and their families when they need it.