Business Banking Manager

PTSB is one of Ireland's leading retail and SME banks, with an innovative range of products and services powered through an evolving digital landscape, our focus is centred on ensuring we deliver what our customers, colleagues and communities need to be successful.
As a Business Banking Manager, you will have a dual purpose with focus both on a specific geographic location in Cork as well national responsibility for a business sector in the market.
In this role you will originate, assess and deliver banking products and services to SME customers, with a particular focus on business lending initially, in order to deliver against business objectives that will include volume, value and quality measures.
You will be responsible for implementing a KBI engagement strategy and delivering new to bank lending business for PTSB within your assigned geography.
You will also have responsibility for the development of a business strategy for a sector.
This will involve working closely with your Senior Manager and Head of Business Banking as well as other parts of the bank to ensure appropriate business and risk strategy put in place to support the sector.
It will also involve engaging with external sector partners on an ongoing basis representing PTSB and ensuring PTSB position is developed within this sector in the SME market e.g.
within Agri sector engagement with IFA, Teagasc etc.
Responsibilities: Originate, advise and manage a portfolio of Business customers Provide a pro-active and re-active service to make sure our customers meet all their financial arrangements in line with their own financial goals.
Achieve result-orientated business targets, e.g.
well managed and sustainable loan growth Actively engage and represent the bank across the SME community in your assigned territory Actively engage, advise and support branch colleagues within this community in relation to Business Banking and the SME market Identify, evaluate and recommend profitable lending opportunities Structure and successfully negotiate creditworthy proposals Leverage delivery channels, e.g.
branch and online, to deliver cost-effective services Collaborate on the development of SME Banking performance metrics and scorecards Supervise and manage a team that are advising on products and / or arranging a financial service for customers of the Bank.
Requirements: Essential : Minimum competency requirements: Qualified Financial Advisor Full Driving Licence is essential as this role will require travel nationwide, as required supporting Sector responsibility Desired : Third level qualification in a relevant discipline Proven track record of business origination and relationship management Strong customer engagement, information gathering and needs analysis Ability to align customer needs with suitable products and services Knowledge of credit risk assessment, including the use of rating and risk pricing models This is a permanent role based in Cork / South region.
Is this you? Please apply online on our website or via the apply link of this role.
Your application will be sent through to our Talent Acquisition team and they will be in touch regarding your application.
We reserve the right to draw up a shortlist for interview.
The Bank understands the importance of a consistent and relentless focus on championing diversity and inclusion.
We aim to attract, recruit, and retain individuals with diverse backgrounds, skills, competencies and abilities to work collaboratively to enhance the service we provide to all of our customers and the communities we serve.

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