CREDit Graduate Program Analyst – Structured Finance

Grade Level (for internal use): 09

Program Overview: When you join S&P Global Ratings, you join one of the world's leading providers of independent credit risk research and benchmarks. You are part of a team that produces high quality fundamental research based on established criteria.

Our CREDit Graduate Program is a two-year training and development opportunity with our next intake joining us in September 2026.

CREDit Program Analysts are hired for a specific practice; however, you are expected to transition between practices as dictated by business demands. In your first year CREDit analysts focus on acquiring skills and knowledge from your home practice. In your second year CREDit analysts gain exposure to other practices through a mix of classroom training and small projects or short-term secondments. All analysts combine practical work experience with the completion of a relevant qualification. For example, this could be the CFA.

The Practice: Structured Finance — Structured finance involves quantitative work modelling cash flows of the securitization structures we analyze. Within this practice you will gain a good understanding of the various products of the structured finance universe such as RMBS (Residential Mortgage Backed Securities), CMBS (Commercial Mortgages Backed Securities), ABS (Asset Backed Securities), CDOs (Collateralized Debt Obligations) or CLOs (Collateralized Loan Obligations). By working in the SF practice, you will gather exposure to various counterparties operating in this space, from arrangers and originators to trustees and legal counsels.

Key Responsibilities:

• Conduct credit and recovery analysis for various services provided to corporate, institutional, and governmental clients, ensuring accuracy and attention to detail.
• Evaluate the creditworthiness of organizations, focusing on their ability to meet financial obligations for traditional credit-based products and structured banking transactions.
• Provide timely and precise quarterly financial statistical and data analysis, demonstrating strong organizational skills.
• Assist in reporting, research, and presentation development, leveraging analytical skills to support research and analysis.
• Collaborate with the team on execution improvements and ad-hoc writing projects, fostering a collaborative and inclusive work environment.

What We're Looking For

Required Qualifications and Experience:

• Completion of a minimum undergraduate degree by August 2026, with a strong academic record.
• All majors welcome, including Accounting, Business Administration, Engineering, Economics, Finance, Math, Public Policy, Quantitative Analysis, Data and Statistics.
• Proficiency in Excel and other Microsoft Office products (Word, Outlook, PowerPoint), demonstrating the ability to handle data and presentations effectively.
• Intellectual curiosity, with a keen interest in learning and applying new knowledge in credit analysis.
• Ability to conduct independent analysis and research, showing initiative and resourcefulness.
• Strong relationship-building skills, emphasizing collaboration and effective communication with team members.
• Strong storytelling skills, able to take complex data insights and turn them into engaging narratives that inform stakeholders.
• Demonstrated problem-solving, time-management, attention to detail, and organizational abilities.
• A proactive mindset and adaptability, essential for thriving in a dynamic environment influenced by advancements in artificial intelligence and technology.
• Utilize AI technologies to analyze large datasets and derive actionable insights, integrating them into existing analytical frameworks.
• All employees are required to work from the office a minimum of 2 days per week.
• Final-stage candidates are expected to attend at least one in-person interview at the nearest S&P Global Ratings office before an offer.

Additional Preferred Qualifications and Experience:

• Experience with programming languages such as Python, C++, R, VBA, and/or MATLAB.
• Familiarity with AI technologies or tools, including Machine Learning Algorithms, Natural Language Processing Tools, and/or Robotic Process Automation.

Right to Work Requirements: This role is limited to persons with indefinite right to work in the country where this job has been posted for.

About S&P Global Ratings

At S&P Global Ratings, our analyst-driven credit ratings, research, and sustainable finance opinions provide critical insights that translate complexity into clarity for market participants to make informed decisions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world e209s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. For more information, visit www.spglobal.com/ratings

What's In It For You?

Our purpose, people, and values drive an inclusive, merit-based workplace with opportunities for growth. Our benefits include health and wellness coverage, flexible downtime, continuous learning, retirement planning and education support, family-friendly perks, and more. For more information on benefits by country, visit the benefits page.

Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

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