Assistant Lending Manager

2 days ago


Dublin, Ireland ServiSource.ie Full time

Principal Accountabilities Servisourceis currently recruiting for a Assistant Lending Manager on behalf of our public sector client. Duration of post: Permanent Working week: 35 hours Location: Dublin Responsibilities include, but may not be limited to, the following: Provide operational and administrative support to Lending Managers and Senior Lending Managers. Build and maintain relationships with customers requiring funding for residential development projects. Carry out assessments of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority. Participate in regular reviews of borrower relationships and funded developments with the DML/ HOL and other HBFI business areas. Assist Lending Team members and DML with post approval loan due diligence to ensure approved loans close within agreed timeframes. Assist in the achievement of lending targets within agreed timeframe and commercial terms. Ensure the highest standards of compliance with policies and procedures are achieved. Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes. Ensure required cooperation with internal and external auditors. Relationships with other business divisions: Develop strong working relationships within the Lending team, the Credit & Risk team, the primary service provider and other external advisors such as the monitoring surveyors, property advisors, etc. Knowledge & Experience Minimum 3 years experience in a similar role in a financial institution with a prudential track record in residential development lending, preparing funding proposals, building and maintaining strong working relationships with customers and achieving lending targets. Knowledge of residential development lending product offerings and markets. Knowledge of lending agreements, covenants and security requirements. Excellent understanding of relevant financing models and data with an ability to review, understand and interpret audited financial accounts and financial forecasts. Demonstrated sound commercial judgement and awareness of the residential market in Ireland. Track record in managing credit quality and compliance with policies and procedures. Skills Have a track record in delivering results and objectives. Strong customer focus and a proven commitment to customer excellence Strong organisational skills and ability to prioritise and manage work load. Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required. An ability to work on own initiative and interact as a part of a highly motivated team. Effectively contribute to the achievement of goals and targets set for self and organisation. Excellent communication skills, both verbal and in writing. Exemplary governance and ethics. Proficiency in Microsoft Word, Excel and Outlook. Qualifications Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification. Skills: Customer Focus Negotiation organisational skills communication skills IT Skills Benefits: flexible working options wellbeing programme benefit pension scheme



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